Dr. Saad Azmat is an Associate Professor of Finance and Associate Dean Research at Suleman Dawood School of Business, Lahore University of Management Sciences (LUMS). He is also the Chair of the Centre for Islamic Finance at LUMS. His research is published in well regarded academic journals including Journal of Economic Behavior & Organization and Pacific Basin Finance Journal. He has been a visiting researcher at a number of institutions around the world including University of Chicago, Monash University   and INCEIF. He has been a consultant to government organizations, Islamic banks and corporate firms.

Azmat, S. & Shah M.E (In Press 2023). Islamic Finance's Search for Meaning. World Scientific Annual Review of Islamic Finance.

Azmat, S. & Shah M.E (In Press 2023). Revisiting Islamic Economics Comment on Baaquie (2023). World Scientific Annual Review of Islamic Finance.

Azmat, S. & Subhan M. (In Press 2022). Ethical Foundations of the Islamic Financial Industry.. Journal of Business Ethics.

H, G., Azmat, S. & Hassan M.K (In Press 2022). Domestic Liquidity of cross-listed stocks Evidence from ADR market. Pacific-Basin Finance Journal.

Azmat, S. & Subhan M. (In Press 2022). Ethical Foundations of the Islamic Financial Industry. Journal of Business Ethics.

Azmat, S., Bhatti A. & Hassan M.K (In Press 2021). Understanding 'Riba' (Interest): The Religious and the Rational. Emerald Emerging Markets Case Studies.

Azmat, S. & Subhan M. (In Press 2021). Ethical Commitments and Credit Market Regulations.. Journal of Business Ethics.

Azmat, S., Hassan M. K, Ali H. & Azad A.S & Azad A.S (In Press 2021). Religiosity, neglected risk and asset returns: Theory and evidence from Islamic finance industry.. Journal of International Financial Markets, Institutions & Money.

Azmat, S., Hassan M. K & Ali S.Z (In Press 2021). Consumer Choice in Residential Mortgage Market: An Islamic Mortgage Contract. Journal of Real Estate Research.

D, A., Rizwan M.S & Azmat, S. (In Press 2021). Not one but three decisions in sukuk issuance: Understanding the role of ownership and governance.. Pacific-Basin Finance Journal.

Azmat, S., Hassan M. K, Ghaffar H. & Azad A.S & Azad A.S (In Press 2020). State Contingent Banking and Macroeconomic Risk: The case of Islamic banking industry.. Global Finance Journal.

Azmat, S., Azad A.S, Bhatti, A. & Ghaffar H. & Ghaffar H. (In Press 2020). Islamic Banking, Costly Religiosity and Competition.. Journal of Financial Research, The.

S, K. & Azmat, S. (In Press 2020). Debt Externality in Equity Markets: Leveraged Portfolios and Islamic Indices.. International Review of Economics and Finance.

Azmat, S., Ali H., Brown K. & Skully M. & Skully M. (In Press 2020). Persuasion in Islamic Banking. Australian Journal of Management.. Australian Journal of Management.

Azmat, S., Ayub A., Brown K. & Skully & Skully (In Press 2020). The inequality debate: Do financial markets matter?. Journal of Behavioral and Experimental Finance.

Azmat, S., Azad A.S, Ghaffar H., Hayat A. & Hayat A. & Chazi A. (In Press 2020). Conventional vs Islamic banking and macroeconomic risk: Impact on asset price bubbles.. Pacific-Basin Finance Journal.

Azmat, S., khan R. & Ahmad G. (In Press 2019). Social Identity Impact on Economic Preferences.. Journal of Behavioral and Experimental Finance.

S, a., Azmat, S. & A, H. (In Press 2019). Risky Borrowers, Religious Depositors and Profitable Fee.. International Review of Economics and Finance.

Azad, A., Azmat, S., Chazi, A. & Ahsan & Ahsan, A. (In Press 2018). Sailing with the Non-Conventional Stocks when there is no place to hide. Journal of International Financial Markets, Institutions & Money.

Azad, A., Azmat, S., Chazi, A. & Ahsan & Ahsan, A. (In Press 2018). Can Islamic banks have their own benchmark?. Emerging Markets Review.

Chaudry, A., Azmat, S. & Sohail, M. (In Press 2017). State Contingent and Conventional Banking: The Optimal Banking Choice Model. Economic Modelling.

Azmat, S., Jalil, M., Skully, M. & Brown & Brown, K. (2016). Investor's Choice of Shariah Compliant 'Replicas' and Original Islamic Instruments. Journal of Economic Behavior and Organization.

Azmat, S., Skully, M. & Brown, K. (2015). The (Little) Difference That Makes All the Difference Between Islamic and Conventional Bonds. Pacific-Basin Finance Journal.

Azmat, S., Skully, M. & Brown, K. (2015). Can Islamic banking ever become Islamic?.. Pacific-Basin Finance Journal.

Azmat, S., Skully, M. & Brown, K. (2014). The Shariah Compliant Challenge in Islamic Bond Market. Pacific-Basin Finance Journal.

Azmat, S., Skully, M. & Brown, K. (2014). Determinants of Islamic Bond Type. Pacific-Basin Finance Journal.

Azmat, S., Azad, S., Fang, V. & Edirisuriya & Edirisuriya, P. (2014). Unchecked Manipulations, Price Volume Relationship and Market Efficiency: Evidence from Emerging Markets.. Research in International Business and Finance.

Azmat, S., Skully, M. & Brown, K. (2014). Credit Risk in IJV Bonds. Journal of Economic Behavior and Organization.

Azmat, S. (2009). Applying the North's Laws of Motion to the Edge of the West. Economic Affairs.

Azmat, S. & Ghaffar, H. (2017). The Warren Buffet Way, Published. CRC No: 02-613-2016-2, Case Research Centre, Lahore University of Management Sciences.

Azmat, S. & Bhatti, A. (2017). Rethinking Islamic Finance, Published. CRC No: 02-614-2016-2, Case Research Centre, Lahore University of Management Sciences.

Azmat, S. (2015). Monetary Value of Time: Understanding Compounding and Real Changes, Published. LUMS No: 02-610-2015-2, Case Research Centre, Lahore University of Management Sciences.

Azmat, S. (2014). Socrates on Finance, Time Value of Money and Public Sector, Published. CRC Number 02-606-2014-2, Case Research Centre, Lahore University of Management Sciences.

Azmat, S. (2013). The Economic Foundation of New Public Management Paradigm, Published. CRC Number 11-124-2013-2, Case Research Centre, Lahore University of Management Sciences.

Azmat, S. & Azad, S. (2011). Efficiency, Cointegration and Contagion in Equity Markets: Evidence from China, Japan and South Korea in R. W. Kolb (Ed), Published. Financial Contagion: The Viral Threat to the Wealth of Nations, John Wiley & Sons.

Azmat, S. & Bhatti, A. (2018). Rethinking Islamic Finance: Market, Regulations and Law. Routledge, ..